All Risk
Complete coverage for your company's assets.
Protect your assets against unforeseen damages with a comprehensive policy.
An All Risks Material Damage Insurance (Todo Riesgo de Daños Materiales: TRDM) is a policy that covers, within the limits fixed in the Particular Conditions, the material damage caused directly to the insured goods by any sudden, accidental and unforeseen event that is not specifically excluded in the policy. Depending on the company, it is possible to include additional guarantees to obtain the most complete coverage.
Highlights
We offer comprehensive coverage to protect businesses from any sector, simplifying the management of your insurance with a single policy for all your assets.
Recipients
Directed to any company in the national and international market, the All Risks insurance responds to the need for coverage against claims of any cause, especially for those that handle a large volume of insured capital and present technical complexity in their activity.
Benefits
In a single policy, all the properties of the company can be insured, which reduces documentation and centralizes the renewal on a single date.
Coverages
It covers all those incidents caused by accidental, sudden, and unforeseen events that are not expressly excluded in the policy.
All Risk
How can we help you?
Contact your specialists for All Risk
Frequently asked questions
What assets are covered under the All Risk property damage insurance?
The goods specified in the Particular Conditions of the policy that are owned by the insured, employees, workers or third parties in the capacity of deposit or custody, as long as they are not covered by another insurance policy or excluded from the policy.
What happens if the insured goods are in multiple locations?
The insurance can be tailored to cover multiple locations, as long as all of them are specified in the policy. It is essential to inform the insurer about each location to ensure adequate coverage.