Legal defense insurance in case of squatting
Protect your property against illegal squatting.
The Legal Defense Insurance against Squatting allows you to insure a primary residence, a rented property, or a second home that remains vacant for long periods, providing judicial protection against illegal squatting.
The Legal Defense Insurance against Squatting is designed to protect property owners of empty properties against the growing problem of squatting. This insurance provides effective legal backing, allowing for the recovery of the property quickly and professionally, without the owner incurring large unexpected expenses.
The main coverages include:
Recovery of the occupied property: Assistance in the eviction process.
Judicial expenses: Coverage of fees, rights, legal costs, lawyers' fees, notarial fees, and expert expenses.
Telephone legal assistance: Immediate legal support for inquiries.
Claim for damages: Compensation for damages caused to the property.
Claim for costs arising from the squatting: Recovery of costs associated with the squatting.
Cleaning expenses: Coverage of the cleaning costs of the insured property.
Highlights
Judicial expenses
Damage claims
Protection against damages caused by squatters.
Legal advice
Expert support in squatting cases.
Coverages
Recovery of the property
Help to recover occupied properties.
Legal expenses
Fees and charges covered during the legal process.
Legal assistance
Telephone support for legal inquiries.
Frequently asked questions
What type of squatting is covered by the insurance?
This insurance covers illegal or unauthorized occupancy of a vacant property. It does not cover situations of tenancy eviction (when a tenant does not leave the property after the lease ends). For those cases, there are rent default insurances.
What is the minimum contentious amount?
It is the minimum amount in dispute necessary for the insurer to cover legal expenses. If the value of the litigation does not exceed this amount, the insurance may not provide coverage. This threshold varies according to the policy and the insurer.
When and how should the claim be reported?
It must be declared within a maximum period of 7 days from the time the incident is known.