First layer credit insurance
Protect your wholesale sales without worries
The traditional policy that ensures the financial stability of your business, ideal for companies with revenue exceeding €600,000.
The Global Credit Insurance is the standout option in the market. This traditional policy is designed for most businesses, especially those generating more than €600,000 in revenue and making wholesale sales. It is a credit insurance without a deductible and with risk limits that cannot be canceled during the policy period, as long as a customer complies with their payments. Its coverage includes both domestic and international sales, providing peace of mind in trade.
Highlights
Full coverage
It protects against customer defaults, ensuring the financial stability of your business.
Non-cancelable limits
Enjoy financial security with risk limits that are maintained throughout the duration of the policy.
Coverages
It covers all credit sales of the company, both domestic and international. Option to extend coverage to include political risks.
First layer credit insurance
How can we help you?
Contact your specialists for First layer credit insurance
Frequently asked questions
What does it cover?
It covers the totality of the company's credit sales, both domestic and international. It can be expanded with coverage of political risk.
How does it work?
The insurance company is responsible for classifying the insured's client portfolio, and also for managing the collection of claims. It is a first layer policy, so the company's liability starts from the beginning and also requires securing all credit sales.
What does it guarantee?
The coverage is typically between 85% and 95%, depending on the chosen company.
How does it pay?
It mainly indemnifies at 6 months. Special characteristics:
It allows adapting the policy to the special characteristics of each client, through supplements to the contract.
How does it work administratively?
There is administrative burden, as the insured must declare the sales.
Who is it aimed at?
For companies that bill more than €600,000. It covers all productive sectors and adapts very well to any company that sells wholesale.