
Group accident insurance
Protect your employees and comply with your company's legal obligations.
At SABSEG, we know that the safety of your workers is essential. Our collective accident insurance guarantees the necessary protection against any workplace eventuality.
Most companies are required to protect their workers against potential occupational accidents, as established in collective agreements. Failure to comply with this obligation can result in significant penalties. At SABSEG, we have extensive experience in identifying the best collective accident insurance policy that covers the accidents that workers may suffer while performing their duties. In this type of insurance, the company acts as the policyholder, while the employees are the insured. The coverages and the amounts that the worker will receive in case of an accident are determined during the negotiation of the collective agreement and must be clearly specified in the insurance policy. This insurance is updated periodically through a regularization process, based on the submission of the TC2 by the company. There are also types of collective accident insurance not governed by collective agreements. At SABSEG we can advise you on the most suitable policy based on your sector of activity and needs.
Highlights
We offer customized solutions to ensure the well-being of your employees and regulatory compliance.
Regulatory compliance
Make sure that your company complies with legal obligations to protect your workers.

Comprehensive coverage
Ensure the protection of your employees against workplace accidents.

Specialized advice
Our team helps you choose the best policy according to your company's needs.




Coverages
The main coverages included in these insurance policies are:
Death by accident
Coverage for the death of an employee while working.
Permanent disability due to accident
Protection in case of incapacity that limits the employee's work activity.
Total permanent disability
Coverage if an accident prevents the employee from returning to their work activity.
Permanent absolute incapacity
Protection for employees who cannot perform any profession or trade after an accident.
Severe disability
Coverage for those who require permanent assistance to perform vital functions.