
Health Professional CL
Essential protection for health professionals against claims and liabilities.
Cover your medical practice with insurance that protects against professional errors and omissions.
The professional civil liability insurance is designed to protect health professionals (such as doctors, nurses, dentists, physiotherapists, and other healthcare workers) against claims for damages caused to patients in the exercise of their professional activity. This insurance covers possible errors, omissions, or negligence that may occur during the provision of medical services and result in physical, psychological, or economic harm to patients.
Highlights
We offer two types of policies to adapt to the needs of each professional or medical group:
Individual policies
Designed to protect a single doctor, these policies offer personalized coverage based on the specialty and the particular risks of each professional. They are ideal for those who work independently or wish to supplement the limited coverage of their employer.

Group policies
Designed to cover a group of doctors working in the same clinic or institution. These policies are more cost-effective per doctor, as the risk is shared among several professionals, and they facilitate the administrative management of coverage for the entire entity.



Coverages
The main coverages of the Healthcare Professional Liability Insurance include:
Negligence or mistakes/omissions
Protection against indemnities that the professional must pay as a consequence of personal injuries or damages caused to patients due to acts inherent to their professional activity, such as errors in diagnoses or incorrect administration of medications.
Legal defense and bonds
Coverage of legal costs associated with defense in lawsuits related to medical activity, including attorney fees, expert witness fees, and court bonds.