Employer CL
Essential protection to fulfill your obligations to your employees.
Ensure the protection of your company against claims for workplace accidents or occupational diseases.
Employer liability covers the economic damages and losses that a worker, or their beneficiaries, may claim from the employer in the event that it is proven that the work accident or occupational disease was the result of a lack of safety measures or negligence on the part of the company.
This insurance is an essential protection for any company that wishes to comply with its legal and labor obligations, avoiding financial risks arising from claims by its employees in the event of accidents.
Highlights
Comply with the regulations
Make sure you are up to date with legal obligations regarding occupational safety.
Comprehensive protection
It covers both employee damages and legal expenses arising from claims.
Coverage
The coverages of Employer's Liability Insurance include:
Bodily injuries to employees
Compensation for the personal injuries suffered by workers during the performance of their duties, whether due to a work accident or a occupational disease.
Compensations derived from employer liability
Covers the financial compensations that the employer must pay to the workers or their beneficiaries if an accident or illness is due to negligence in safety measures, prevention, or occupational health.
Legal defense expenses
Covers the attorney fees and other legal expenses incurred by the employer to defend against claims made by employees or their family members.
Workplace accidents or during work activities
Protection for accidents that occur not only within the company's facilities but also during travel or while performing work activities outside the workplace.
Claims for non-compliance with safety regulations
Covers the responsibilities of the employer if a court determines that there has been a breach of occupational safety regulations affecting employees.
Damages arising from occupational diseases
Compensation in cases where employees develop illnesses directly related to work activities or the work environment.
Supplementary coverages
Some policies may include additional coverages, such as medical assistance, rehabilitation, or compensation for temporary or permanent disabilities resulting from workplace accidents.
Employer CL
How can we help you?
Contact your specialists for Employer CL