Agro CL
Protect your agricultural and livestock activities against claims.
Insure your agricultural or livestock operation against third-party claims and enjoy operational peace of mind.
With our Agricultural Civil Liability (CL) insurance, you can protect yourself against third-party claims for damages or losses incurred during the exercise of your agricultural or livestock activity. This insurance is designed to address the inherent risks of agricultural, livestock, or forestry production, taking into account factors such as the type of operation, geographic location, and the use of specific machinery and products. Our policy is tailored to the particular characteristics of your operation, offering a framework for financial security against potential legal liabilities.
Target group:
Agricultural operations.
Agricultural facilities Food industries.
Agricultural or livestock cooperatives.
Benefits:
Reduction of operational stress by eliminating the fear of losses due to unexpected accidents.
Specialized technical and legal support at your disposal.
Highlights
- Comprehensive protection against third-party claims.
- Adaptability to the characteristics of your operation.
Covers
The coverage of our agricultural liability insurance includes:
Exploitation CL
Coverage for damages caused to third parties during agricultural activities.
Legal defense of the insured
Protection of legal costs in case of claims.
Additional Voluntary CL Contract
Possibility of adding additional coverages according to the needs of the insured.
Employer's liability for accidents at work
Coverage for employee claims due to workplace accidents.
CL for contamination
Protection against environmental damage caused by incidents at facilities.
CL for products
Coverage for damage caused to the final consumer by products.
CL post-jobs
Protection against damages that may arise after works or jobs carried out.
Locative CL
Coverage for damage to the property owner of the leased property.
Subsidiary CL
Protection for special jobs carried out by subcontractors.
Agro CL
How can we help you?
Contact your specialists for Agro CL
Frequently asked questions
What is the difference between agricultural multi-risk insurance and agricultural liability insurance?
Agricultural CL insurance focuses exclusively on covering liabilities to third parties, protecting against damages that your activities may cause to other people, properties, or goods. In contrast, a multi-risk agricultural insurance offers more comprehensive protection, including coverage for own damages, such as those resulting from weather phenomena, theft of machinery, or deterioration of agricultural infrastructure.
Is it possible to adapt agricultural liability insurance to the specific needs of my farm?
Absolutely. The agricultural liability policy can be configured to reflect the specific characteristics and risks of your activity, allowing you to adjust the coverage limits and add additional protections aligned with the level of risk exposure of your operation.
Is it necessary to take out agricultural insurance?
The mandatory nature of agricultural insurance, especially regarding third-party damage coverage, depends on the current regulations in each municipality. In many cases, having this insurance is a fundamental requirement to obtain the operating license for your agricultural business. Beyond regulation, having insurance is a strategic measure to mitigate significant financial risks that could lead to the temporary closure of your business.