Multirisk Commerce and Office
Comprehensive protection for your business.
Customized coverage to ensure the safety of your facilities and assets.
Multirisk policies for commerce and offices are designed to adapt to the specific needs of each business, offering extensive coverage with reduced deductibles. This is a Named Risks Policy that includes protection against damages and material losses caused by fires, lightning strikes, explosions, and many other risks.
Highlights
Recipients
Commercial businesses and offices in general. Owners of commercial buildings and offices. Tenants and leaseholders of commercial premises.
Benefits
Customize your policy according to the specific needs of your business, with coverage options tailored to each sector (primary, secondary, and tertiary) and areas such as technology, education, health, and culture.
Comprehensive coverage for property and liability.
Protection against a wide range of risks.
Compensation for loss of benefits in the event of a claim.
Coverages
Protection against material damage customizable to the needs and risk appetite of each company.
Basic coverages
Damages and material losses due to fires, lightning strikes, and explosions.
Optional coverages
- Atmospheric phenomena: wind, rain, hail, sleet, and snow.
- Damage from explosions, smoke, floods, and electrical damage.
- Protection against vandalism and vehicle collisions.
- Damage from failures in fire protection systems and broken glass.
- Coverage for theft, including replacement of keys and locks.
- Salvage, debris removal, and replacement of documents.
- Civil liability and loss of profits from covered claims.
- Transportation of goods.
Multirisk Commerce and Office
How can we help you?
Contact your specialists for Multirisk Commerce and Office
Frequently Asked Questions
Is it possible to insure a property that is not in use?
Yes, you can protect both the building and the contents, even if there is no commercial activity. Some insurers may adjust the premiums for locations without activity.
Is it viable to take out insurance for a rented premises or office?
Yes, the multi-risk insurance protects your assets and civil liability, even if the premises are rented.
Can I insure a business that operates from my home?
Yes, it is important to purchase specific insurance for business activities, as standard home insurance does not cover it.
Is it possible to modify the coverage after purchasing the policy?
Yes, the coverage can be adjusted by notifying the insurer and modifying the premium as needed.