Recreational-sports activities

This insurance is designed to protect children against the inherent risks of physical and recreational activities, ensuring a quick and effective response in case of an accident.

• Medical expense coverage: Covers all medical expenses arising from an accident, including consultations, treatments, surgical interventions, hospitalization, and rehabilitation.
  
  
• Immediate healthcare assistance: Provides access to emergency medical care at the accident site or the nearest health center, ensuring that the child receives attention without delay.
  
  
• Coverage for permanent disability: Provides compensation in the event that the child suffers a permanent disability as a result of an accident during the activity.
  
  
• Coverage for accidental death: Includes financial compensation for family members in the unfortunate case of the child's death due to an accident during activities.
  
  
• Psychological assistance: Covers psychological support sessions for both the child and the parents, in case the accident causes significant emotional impact.

This insurance protects organizers of activities, camps, and trips, as well as monitors and caregivers, against claims from third parties for damages caused by children under their supervision.

• Coverage for third-party damages: Covers expenses arising from material or personal damages that children may cause to other people or properties during the activities.
  
  
• Legal defense coverage: Includes legal and defense costs in case a claim is made against the organizers or the staff in charge of the activity.
  
  
• Coverage for unintentional damages: Protects against situations where, by accident, the child causes harm to others, such as breaking objects in the facilities or causing damages to other participants.

This insurance is designed to cover the specific risks associated with language trips, excursions, and any travel undertaken within the framework of these activities.

• Trip cancellation or interruption coverage: It provides reimbursement in case the trip needs to be canceled or interrupted due to health reasons, accidents, or any other justified cause.
  
  
• Luggage coverage: It covers the loss, theft, or damage of the child's personal luggage, including essential items such as clothing, electronic devices, and educational materials.
  
  
• Coverage for delays and missed connections: It compensates for additional expenses if a delay or missed connection affects the trip itinerary, including accommodation and meals.